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Learn more about a Service Plan

What is a Service Plan?

A Service Plan is a product that covers the cost of scheduled minor and major services as recommended by your car manufacturer.

What does a Service Plan cover?

Service Plans cover:

  • Engine oil and oil filter
  • Air, fuel and pollen filters
  • Spark plugs
  • Labour costs for scheduled services

Coverage depends on the provider and plan selected.

What is NOT covered by a vehicle Service Plan?

A vehicle Service Plan usually does not cover:

  • Mechanical breakdowns
  • Wear-and-tear parts like brake pads and tyres
  • Accident damage
  • Cosmetic repairs

These may be covered under a different motor plan instead.

Service Plan vs Maintenance Plan
  • A Service Plan covers the minor and major scheduled services as per manufacturer specifications.
  • A Maintenance Plan covers the scheduled services plus the replacement of certain wear-and-tear items such as brake pads, wiper blades and batteries.
Is a Service Plan worth it?

Yes, a vehicle Service Plan can be worth it because it:

  • Protects you from rising service costs
  • Helps you budget monthly
  • Maintains your vehicle’s service history
  • Can improve resale value
Can I buy a Service Plan for a used car?

Yes, we offer Service Plans for used vehicles, provided the car meets certain age and mileage requirements. You can obtain a quote if your vehicle is under 12yrs old and under 250 000kms.

How much does a vehicle Service Plan cost in South Africa?

The cost of a vehicle Service Plan in South Africa depends on:

  • Vehicle make and model
  • Age and mileage
  • Plan duration
  • Frequency of services

Premiums are usually paid monthly or upfront.

How long does a vehicle Service Plan last?

Service Plans typically last:

  • 2–5 years
  • Dependant on the coverage selected for your vehicle at sales stage
Can I transfer my Service Plan if I sell my car?

No, a Service Plan is not transferable through MotorHappy.

Can I cancel my vehicle Service Plan?

Yes, you are allowed to cancel, but terms and refund structures apply. Always check the cancellation terms of the cover selected.

Does a Service Plan cover major engine repairs?

No. Major mechanical failures are usually covered under an Extended Warranty, not a Service Plan.

Is a Service Plan the same as an Extended Warranty?

No! An Extended Warranty covers mechanical breakdowns and manufacturing defects. A Service Plan covers routine, scheduled minor and major services.

Do I have to service my car at the dealership?

Servicing of a vehicle can take place at any approved OEM and/or RMI dealership within the borders of South Africa.

Will a Service Plan improve my car’s resale value?

Yes, a full-service history at an approved dealer can increase buyer confidence and resale value.

Can I add a Service Plan after my manufacturer plan expires?

Yes. Independent providers allow you to purchase a plan once the original manufacturer Service Plan ends.

What happens if I miss a scheduled service?

Missing a service can result in:

  • Rejected maintenance and repair claims
  • Plan cancellation
  • Loss of coverage

Always service within the allowed time or kilometre window.

Is a vehicle Service Plan cheaper than paying for services yourself?

In many cases, yes. Service Plans protect you against inflation and unexpected service cost increases over time.

Does a Service Plan cover brake pads and discs?

No, it does not, brake components are considered wear-and-tear items and are typically covered under a Maintenance Plan instead.

Why is servicing your car regularly important?

Maintaining a vehicle’s scheduled services helps:

  • Prevent major breakdowns
  • Improve fuel efficiency
  • Extend a vehicle’s lifespan
  • Keep your Vehicle Warranty valid
  • Ensures roadworthiness and safety
Which is better: a Service Plan or a Maintenance Plan?

It depends on your needs:

  • Choose a Service Plan if you want affordable cover for routine servicing.
  • Choose a Maintenance Plan if you want broader protection that includes servicing and the replacement of wear-and-tear parts.
Is a Maintenance Plan more expensive than a Service Plan?

Yes. A Maintenance Plan usually costs more because it covers additional components beyond the scheduled servicing.

Is a Service Plan worth it in South Africa?

Yes. With rising labour and parts costs in South Africa, a Service Plan helps lock in servicing costs and protects your budget.

Is it worth getting a Service Plan on an older car?

Yes, especially if:

  • The car no longer has a manufacturer plan
  • You want predictable servicing costs
  • You plan to keep the vehicle for several years
What vehicles qualify for a used car Service Plan?

Qualification usually depends on:

  • Age – your vehicle must be under 12 years old
  • Mileage limits – your vehicle must be under 250 000kms
Can I get a Service Plan under R500 per month?

Yes. Get a quote to see what your vehicle qualifies for, depending on:

  • Your vehicle make and model
  • Age and mileage
  • Coverage period
What does a low-cost Service Plan typically cover?

Affordable Service Plans usually cover:

  • Oil and oil filter
  • Major service filters
  • Labour for scheduled services

They do not include wear-and-tear replacements and mechanical breakdowns.

Are cheaper Service Plans reliable?

Yes, if purchased from a reputable provider. Always check:

  • What is included
  • Claim limits
  • Approved repair networks
  • Cancellation terms
Why are some Service Plans more affordable than others?

Price differences are based on:

  • Which minor/major services are being covered
  • Coverage limitations
  • Cost of parts
  • Duration of the plan
Is it better to pay for a Service Plan monthly or upfront?

Monthly payments improve cash flow and budgeting, while upfront payments may reduce total cost over time.