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Learn more about a Service Plan

What is a Service Plan?

A Service Plan is a product that covers the cost of scheduled minor and major services as recommended by your car manufacturer.

What does a Service Plan cover?

The parts and labour for your car’s scheduled services as recommended by the manufacturer, including engine oil and oil filter, air, fuel and pollen filters, and spark plugs.

What is NOT covered by a vehicle Service Plan?

Mechanical breakdowns, wear-and-tear parts such as brake pads and tyres, accident damage and cosmetic repairs. A Maintenance Plan, Extended Warranty or Scratch & Dent Plan covers those.

Service Plan vs Maintenance Plan
  • A Service Plan covers the minor and major scheduled services as per manufacturer specifications.
  • A Maintenance Plan covers the scheduled services plus the replacement of certain wear-and-tear items such as brake pads, wiper blades and batteries.
Is a Service Plan worth it?

Yes, a vehicle Service Plan can be worth it because it:

  • Protects you from rising service costs
  • Helps you budget monthly
  • Maintains your vehicle’s service history
  • Can improve resale value
Can I get a Service Plan for a used car?

Yes. You can get a quote if your car is under 12 years old and has done under 250 000 km.

How much does a vehicle Service Plan cost in South Africa?

The cost of a vehicle Service Plan in South Africa depends on:

  • Vehicle make and model
  • Age and mileage
  • Plan duration
  • Frequency of services

Premiums are usually paid monthly or upfront.

How long does a vehicle Service Plan last?

Service Plans typically last:

  • 2–5 years
  • Dependant on the coverage selected for your vehicle at sales stage
Can I transfer my Service Plan if I sell my car?

No, a Service Plan is not transferable through MotorHappy.

Can I cancel my vehicle Service Plan?

Yes, you are allowed to cancel, but terms and refund structures apply. Always check the cancellation terms of the cover selected.

Does a Service Plan cover major engine repairs?

No. Major mechanical failures are usually covered under an Extended Warranty, not a Service Plan.

Is a Service Plan the same as an Extended Warranty?

No! An Extended Warranty covers mechanical breakdowns and manufacturing defects. A Service Plan covers routine, scheduled minor and major services.

Do I have to service my car at the dealership?

Services can be done at any approved OEM and/or RMI dealership in South Africa.

Will a Service Plan improve my car’s resale value?

Yes, a full-service history at an approved dealer can increase buyer confidence and resale value.

Can I add a Service Plan after my manufacturer plan expires?

Yes. Independent providers allow you to purchase a plan once the original manufacturer Service Plan ends.

What happens if I miss a scheduled service?

Missing a service can result in:

  • Rejected maintenance and repair claims
  • Plan cancellation
  • Loss of coverage

Always service within the allowed time or kilometre window.

Is a vehicle Service Plan cheaper than paying for services yourself?

In many cases, yes. Service Plans protect you against inflation and unexpected service cost increases over time.

Does a Service Plan cover brake pads and discs?

No, it does not, brake components are considered wear-and-tear items and are typically covered under a Maintenance Plan instead.

Why is servicing your car regularly important?

Maintaining a vehicle’s scheduled services helps:

  • Prevent major breakdowns
  • Improve fuel efficiency
  • Extend a vehicle’s lifespan
  • Keep your Vehicle Warranty valid
  • Ensures roadworthiness and safety
Which is better: a Service Plan or a Maintenance Plan?

It depends on your needs:

  • Choose a Service Plan if you want affordable cover for routine servicing.
  • Choose a Maintenance Plan if you want broader protection that includes servicing and the replacement of wear-and-tear parts.
Is a Maintenance Plan more expensive than a Service Plan?

Yes. A Maintenance Plan usually costs more because it covers additional components beyond the scheduled servicing.

Is a Service Plan worth it in South Africa?

Yes. With rising labour and parts costs in South Africa, a Service Plan helps lock in servicing costs and protects your budget.

Is it worth getting a Service Plan on an older car?

Yes, especially if:

  • The car no longer has a manufacturer plan
  • You want predictable servicing costs
  • You plan to keep the vehicle for several years
What vehicles qualify for a used car Service Plan?

Qualification usually depends on:

  • Age – your vehicle must be under 12 years old
  • Mileage limits – your vehicle must be under 250 000kms
Can I get a Service Plan under R500 per month?

Yes. Get a quote to see what your vehicle qualifies for, depending on:

  • Your vehicle make and model
  • Age and mileage
  • Coverage period
What does a low-cost Service Plan typically cover?

Affordable Service Plans usually cover:

  • Oil and oil filter
  • Major service filters
  • Labour for scheduled services

They do not include wear-and-tear replacements and mechanical breakdowns.

Are cheaper Service Plans reliable?

Yes, if purchased from a reputable provider. Always check:

  • What is included
  • Claim limits
  • Approved repair networks
  • Cancellation terms
Why are some Service Plans more affordable than others?

Price differences are based on:

  • Which minor/major services are being covered
  • Coverage limitations
  • Cost of parts
  • Duration of the plan
Is it better to pay for a Service Plan monthly or upfront?

Monthly payments improve cash flow and budgeting, while upfront payments may reduce total cost over time.