You are stuck on the side of a road somewhere between Pofadder and Upington. Calling your partner is definitely not a timely or cost-effective solution because he / she happens to be in a career make-or-break meeting all the way in Sandton, Johannesburg, What now?
You promised your family that you would be home for little Lucy’s fourth birthday tomorrow and you are not quite sure what is going on beneath your bonnet - it took you 15 minutes just to open it.
This scenario is hardly a motor happy one, so let’s begin building your motor-happiness before you experience something similar.
A car will be one of the biggest financial investments you will make and is essential for your livelihood.
With this in mind, it is crucial – for your motor-happiness – to protect this investment.
The first point to consider is affordability. Consider the monthly payments on the car you are looking to finance, keeping in mind that the bigger deposit you put down, the less you will be paying each month.
Accidents and theft are, of course, not something we like to think about but – being realistic – they do happen and you do not want to be caught without insurance if they do. Make sure you have planned ahead so that if something does happen, you are not caught red-faced and unable to pay off what you owe on your (not so happy) damaged or written off car. Instead, you may even be in a position to put a deposit down on some new (happy) wheels.
Service plan, maintenance plan, extended warranties* – these terms are thrown at many of us while we stare blankly thinking “what?”
To simplify (and in more detail in the blog post to follow ‘My service plan doesn’t include WHAT?’), service plans, maintenance plans and extended warranties* all include different things and YOU hold a great deal of responsibility in making sure what needs to be done, is done and is done at the right time.
Depending on your car and its service plan, services are done either annually or at a certain mileage for a particular period (i.e. an annual service for two years or a first service at 15 000kms and second at 30 000).
It is your responsibility to make sure you know when to take your car in for a service at the right time and avoid any threat of losing your warranty* and your motor-happiness.
Once your service plan has expired, it is also your responsibility to continue servicing as needed. Although this will be at your own cost, cars with a full service history are more likely to have a far better resale value (to keep you happy when it is time for an upgrade).
Look after ‘me’
An important factor for your motor-happiness is investing in an emergency service like Roadside Assistance. Particularly handy if you find yourself stranded in a similar situation as the one in the introductory scenario, these services are (in most cases / dependant on your plan’s terms and conditions) available to you anytime, anywhere - and investing in it before you need it.
Now, how much do these factors contribute to your motor-happiness?
If there are more products you think are vital to your motor-happiness, share it with us in the comments section.
* All warranties (original or extended) differ in terms of features, benefits and, terms and conditions. This blog is for illustration purposes only.