Understanding Extended Service Plans for Used Cars in South Africa
Most people think when you buy a used car, you don’t need to worry about Service Plans, you can just wing it with once-off repairs and touch ups. Not only is having a service history available essential to your car, but it’s also a playing factor in your budget, you’ll be thanking the previous owner for staying on top of regular maintenance. Sometimes, you also reach the end of your Service Plan and think it’s better to sell, which may be true to some extent. Whether you stick to your current vehicle or look into pre-owned, it’s the process of extending your cover you really need to think about.
What is a Service Plan for a Car?
A Service Plan for a car is a set amount of scheduled services designed to keep your car in good shape, for a specific period of time or mileage. The rule of thumb is to service your car every 12 months or at least every 15,000km – whichver comes first.
Most contracts require clients to have all their car services performed by OEM-approved facilities. This is based on the manufacturer’s guidelines.
Service Plan for Older Cars
Older cars are more likely to need more maintenance compared to cars that are 5 years old or newer.
For vehicles older than 5 years or cars that have completed the original manufacturer's Service Plan, you will need to meet these minimum requirements to qualify for an Extended Service Plan.
Your car has clocked less than 250,000km and is not older than 12 years old from the date of registration.
What Does an Extended Service Plan Cover?
Each service covers:
- Filters (oil, air, pollen, fuel).
- Engine coolant, brake & clutch, transmission, differential oil and lubricants.
- Spark plugs
- Sump plug gasket
- Workshop consumables
- Belts (depends on service schedule).
Service Plans do not cover wear-and-tear items, unlike Maintenance Plans.
Extended Car Service and Maintenance Plan for Used Cars
Knowing the difference between a car Service Plan and Maintenance Plan can save you a lot of time and prevent confusion altogether. You can opt for one or the other if your budget calls for it, but as long as you’re covered for maintenance, the goal is to keep your vehicle running smoothly.
An Extended Service Plan is an extension of your used car’s scheduled services, outlining the exact same serviceable components that are covered in the original Service Plan. This type of plan is generally targeted towards older cars that no longer have an active plan or have purchased a used vehicle that came without a plan.
While it varies from manufacturer to manufacturer, an Extended Maintenance Plan offers scheduled services, covers replacements, and repairs wear-and-tear items. These items include and are not limited to items such as shocks, wheel bearings, air conditioner, alternator, and more.
According to Auto24, and depending on your driving habits, car’s age, and budget limitations, a Service Plan will serve you well if:
- Your car is under 10 years old.
- You’re hardly on the road or avoid long distance travel.
- Prefer lower monthly costs.
You can find the details on the differences in our article: The difference between Maintenance and Service Plans.
Can You Void a Service Plan?
Yes, your Extended Service Plan contract can be rejected or cancelled. It is your responsibility to do the following:
Keep in mind, rules vary from one provider to the next.
- Attending regular services as per OEM requirements and through an approved facility.
- Try to keep your vehicle in good shape at all times.
- Keep up with monthly payments (pay on time). Consequences will result in contract suspension, excluding you from any benefits.
- Do not race or rally, tow, or carry paying passengers.
- Don’t customise or modify your vehicle.
Any accidental damage must be repaired by the accredited technicians and facility approved by the provider.
Finding the Best Service Plan Quotes in SA
Knowing how to find the best Service Plan quotes in SA can be a long, tedious process if you don’t know where to look. A quote will vary on several factors like make, age, and mileage and will offer you flexible, monthly payments.
So, by attaining all the details from the quote form, you’re already halfway through the process.
The Bottom Line
There is no difference between the original manufacturer’s Service Plan and an Extended Plan. The same components are covered, and the monthly payments are fixed, so you can plan monthly spending and prevent expensive repairs from becoming the norm.
As long as you’re honest, take good care of your vehicle, and pay on time; you won’t need to stress about the maintenance. If it’s in the budget, some people tend to combine their plans with either a Maintenance Plan or Extended Warranty for good measure.
Surprising Benefits of Leasing a Car in SA
