Tips on ways to save money on Car Insurance

With the current economic climate, people are in situations which may have left themselves jobless meaning hijackings are increasing more than ever. Reckless driving is also an increasing problem as people are less aware as they are driving less frequently on the roads. South Africans are not in positions to be left with unforeseen financial distress and a lack of peace of mind. Looking after your vehicle is a top priority. Car Insurance is not just a "nice to have" but it is a "must" in today’s times.

Many people may think of cancelling their Car Insurance, however we have come up with four simple ways to save on your Car Insurance:

No payment leads to no cover and your insurer will ultimately cancel your policies. Cancelled policies can affect your Car Insurance premiums in the future as you will be asked to provide the reason why you were previously cancelled by insurers. Always stay in touch with your insurers so they can give you the best possible advice and alternatives if you are unable to make a payment.

Your Car Insurance premiums will fluctuate due to your accident history. In this digital age, everything is recorded by your insurer so keep your claims to a minimum. 

A mistake motorists make is only looking at the bottom line premium and don't look at their excess and restrictions which are written on the policy. Remember to pay attention to this as this may become apparent when you are making a claim. Do not find yourself out of pocket in unforeseen circumstances. 

Rather see what options there are available for you. Rather increase your level of excess to decrease your monthly premium. Speak to your broker who is always there to help you if this problem may occur. 

Have any questions for MotorHappy and your Car Insurance? Request a call now so we can get back to you or visit our website for more information. 

Keep Safe, 


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