Budget Insurance

At Budget Insurance, we know it’s hard to budget. The cost of living increases while our bank balances decrease. But just because your budget’s a little tight doesn’t mean you should have to go without cover. Rather switch to an insurer that gives you a range of insurance choices, so you can get the cover you need without breaking the bank.

With insurance options for Car, Home, Buildings, Portable Possessions, Life, and Business – and one of SA’s lowest insurance quotes* – you CAN budget. And, when you take out cover with us, you get a whole bunch of benefits such as road and home assist, discounts for combining your cover, and more!

Budget Insurance. Affordable, ‘cos you can’t afford not to.

Our Product Offerings

We want to see everyone in South Africa insured so they’re never stuck without cover when something goes wrong. That’s why we have a wide range of insurance types to make sure you get only what you need and don’t waste your budget on things you’d never use.

With our Car Insurance, you can take Comprehensive, Third-party, Fire and Theft, or Third-party Only. Budget Lite is our limited cover option for paid off cars valued at R100k and under, at a REALLY affordable price!

You can also get affordable cover for Motorcycle, Caravan, Trailer, Watercraft, Home Contents, Buildings, Portable Possessions, Business, Life, and an array of value-added products.

Included in your comprehensive car insurance

  • Accident Damage
  • Windscreen Cover
  • Locks & Keys
  • Theft Cover
  • Fire and storm Cover
  • Trauma Assistance
  • Hail Damage
    (financed vehicle)
  • Contribution towards Emergency Accommodation
    (covered under Roadside Assistance)
  • Legal Assistance
  • Entertainment Assistance
  • Medical Assistance
  • Roadside Assistance
  • Home Assistance
  • Towing & Storage
  • Cash Back Bonus


  • Hail Damage
    (non-financed vehicle)
  • Sound system
    (not factory fitted)
  • Credit Shortfall
    (standalone product offering)
  • Extended Liability Cover
    (3rd party)
  • Canopy
  • Car Hire
  • Tracking Device
  • Cash Back Bonus
  • Vehicle accessories
    (factory fitted)

Benefits of taking Insurance with Budget Insurance

We offer one of SA’s lowest insurance quotes*, plus get cover with us and you’ll get benefits that boost your cover.

If you add our Cash Back Bonus, you’ll get 15% back after only two claim-free, years. Two more claim-free years and you’ll get 10% back. It doesn’t end there, though, you’ll get 10% back every claim-free year after that!

And, if you insure multiple items, we’ll give you discounts – combine your Car and Home Contents Cover and get 5% off your Car and 15% off your Home Contents cover. Insure your Car and Buildings, and you’ll get 5% off Car and 10% off Buildings. We’ve got insurance options for every budget, ‘cos you can’t afford not to be covered!

Plus you’ll automatically get our Assist Benefits for your road, home, medical, trauma, legal, and entertainment needs. So whether you need an emergency plumber or roadside assistance, we’re here to help you.

Our Expo-Sure benefit ensures you and your family can get confidential HIV testing and treatment after accidental exposure.

If you’ve got our Business Insurance, you can bet on our Biz Assist benefit, where you automatically get free 24/7 online and telephonic support for your business and access to a network of suppliers to give you the best deals.

*Based on 2018 independent research

Budget is an authorised insurer & Financial Services Provider

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The information on this page was provided by the insurer. MotorHappy does not make any warranties about the completeness, reliability and accuracy of this information .